© 2026 Reflect Advisors. All rights reserved.

This website is for general information only and is not professional advice or an offer of services. Use of this website or communication through it does not create an advisor-client or other professional relationship. Do not send confidential or sensitive information through this website. Engagements require a written agreement signed by Reflect Advisors.

Privacy Policy | Terms & Conditions | Accessibility

Expertise & Services

Clarity in Complex Situations

Experienced financial advisory and restructuring firm operating across the United States and Canada, specializing in times of pressure, change, or distress.

Reflect — Expertise and Services
PlungePatternSaks Fifth AvenuePathlight CapitalThe Hudson Bay CompanyAresExtenetBFGJG WentworthPaystoneSimply Interior HomesThe BouqsCarbon RevolutionPlungePatternSaks Fifth AvenuePathlight CapitalThe Hudson Bay CompanyAresExtenetBFGJG WentworthPaystoneSimply Interior HomesThe BouqsCarbon Revolution

Fiduciary & Interim Leadership

We serve in critical roles, including Chief Restructuring Officer, Interim C-suite, and Independent Director, to restore liquidity, stabilize operations, and manage critical stakeholder negotiations with independence and judgment.

Includes

Chief Restructuring Officer

Stakeholder Negotiations

Interim CFO / C-suite

Liquidity Restoration

Independent Director

Special Committee

View Related Transactions

American Signature Furniture
American Signature Furniture

Independent Director and Chair of the Conflicts Committee in a complex Chapter 11

View Case Study

Strategic Financial Advisory

We provide the objective data and strategic foresight required to make critical financial decisions under pressure — through financial and commercial due diligence, capital raising, distressed M&A strategy, and quality of earnings analyses, tailored to each situation.

Includes

Financial Due Diligence

Quality of Earnings

Distressed M&A

Lender Advisory

Capital Raising

Creditor Advisory

View Related Transactions

Saks / Neiman Marcus
Saks / Neiman Marcus

When Saks's financial performance deteriorated, lender Pathlight Capital engaged us to protect its position across more than $650 million in term loans. We restructured the credit facilities over a multi-year engagement, ultimately supporting a full repayment upon the close of Saks's acquisition of Neiman Marcus.

View Case Study

Restructuring & Turnaround

We guide companies through formal and informal balance sheet restructurings, in-court and out-of-court processes, cash flow management, and operational turnaround execution. Our focus is on maximizing stakeholder value and preserving business continuity.

Includes

Balance Sheet Restructuring

Out-of-Court Processes

Chapter 11 Proceedings

Cash Flow Management

CCAA

Operational Turnaround

View Related Transactions

Hudson's Bay Company
Hudson's Bay Company

Founded in 1670, HBC was North America's oldest company and Canada's most iconic department store. When the business entered CCAA protection, we oversaw a complex realization process spanning retail liquidation, intellectual property sales, and the disposition of historically significant assets.

View Case Study
Reflect cross-border advisory team

Cross-Border Capabilities

Restructuring doesn't stop at the border, and neither do we. We handle Chapter 11, CCAA, and out-of-court processes across both U.S. and Canadian markets. We move between jurisdictions without building a new team or handing the file to a regional shop. Clients and intermediaries managing exposure on both sides of the border get one advisor with proven expertise in both jurisdictions.

Industry Agnostic

Our experience spans a wide range of industries, including retail, real estate, financial services, manufacturing, food and agribusiness, mining, and transportation. Although each sector presents unique challenges, our unwavering commitment to our clients and our rigorous standards of execution remain the same.

Retail & Consumer Products

Food & Agribusiness

Real Estate

Mining

Financial Services & Lending

Transportation & Logistics

Manufacturing & Industrial

Technology

Reflect — industry agnostic advisory

Contact Us

Reach out to discuss your situation

Contact Us